Why we built


Finance is a professional specialization. It’s not uniquely difficult (or fun), but you shouldn’t expect to be a finance whiz any more than you should expect a random person off the street to be an expert at your job.

Companies employ entire departments to create budgets, manage risk, raise capital, make long-term investments, maintain compliance, and handle reporting. Strong financial planning and operations help companies minimize risk and maximize upside.

Startup employees have a similar job to be done. You need to forecast liquidity, pay taxes, source financing/refinancing, and protect your savings. Even the most financially skilled among us cannot run our own fully optimized personal finance departments.

Startup employees want support rather than having to invent their own financial stack (on top of their day jobs, hobbies, family obligations, etc). No one should have to debug their finances on their own.

Both legacy financial institutions and mass-market robo-advisors miss the mark.

The largest banks in the world can’t figure out how to make your portfolio seamlessly accessible on your phone. Traditional RIAs treat you exactly like they would treat a dentist (and know as much as your dentist does about NSOs).

Static financial plans aren’t particularly useful for your unpredictable, non-linear career:
Robo-advisors have decent interfaces but can’t offer any meaningful advice about key areas like option exercising tax consequences and angel investing.

Googling any of these topics drops you in a sea of SEO spam. You’re left relying upon Slack and Hacker News threads as you make your most important financial decisions.

We founded Compound to solve these problems. 

Compound is the product we’ve always wanted: a thoughtfully designed, all-in-one solution for managing our personal finances.

Compound helps you with

Balance Sheet Tracking

  • Public Investments
  • Crypto & DeFi
  • Company Equity
  • Private Investments
  • Fund Investments
  • Real Estate


  • IPO Optimization
  • Estate Modeling
  • Insurance Audit
  • Philanthropy

Public Investing

  • Tax-Efficient Direct Indexing
  • Single-Stock Diversification
  • Donor-Advised Fund
  • Custom Fixed-Income
  • Hedged Option Trading


  • Annual Filing
  • Exercise Taxes
  • Quarterly Estimates
  • Defense

Alternative Investing

  • Venture Funds
  • Private Equity
  • Hedge Funds
  • Credit Funds


  • Stock Option Financing
  • Portfolio Line of Credit
  • Home Borrowing

Get access to Compound

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Registered Investment Advisor

A Registered Investment Advisor (RIA) is an individual financial advisor or firm that provides its clients with financial and investment advice.


A non-qualified stock option (NSO) is a type of option that gives an employee the right to buy shares of company stock at what’s called the exercise price unlocked according to their vesting schedule. The gain at the time of exercise (difference between exercise price and latest fair market value) is treated as ordinary income. The gain at the time of the sale may qualify for long-term capital gains.


Also known as automated investing services or online advisors — these use algorithms and software to build and manage your investment portfolio.
You may owe taxes when you exercise your options. For NSOs, the bargain element (spread between the company’s 409A and your strike price) is taxed at the same tax rate as your ordinary paycheck. Whether the company is public or private, you have to pay the taxes when you exercise the shares or have a same-day liquidity event. Your cost basis for the shares is then increased to the company's current 409A. Exercising an ISO does not create regular income, but may trigger something called the Alternative Minimum Tax (AMT).